Call Sign and Drive: Join the people who have turned their lives around by getting credit approval to buy a newer car.

This is where it all starts!

Simply fill out all the fields on this application and click "Submit." You'll be taking the first step toward getting a newer, better vehicle, and re-establishing your credit!

Current Personal Information (All fields are required)

First Name

Date of Birth (mm/dd/yy)

Last Name

Socal Security #

Current Street Address

E-mail Address

Current City

State

Zip

Current Phone

Mobile / Work Phone (optional)

Mortgage/Rent per Month

Time at this address
Years

Months

Rent

Own

Do you have a valid drivers license?

Previous Personal Information (All fields are required)

Previous Street Address

Previous City

State

Time at this address
Years

Months

Current Employer Information
(All fields are required)

Employer or Type of Business

Occupation

Length of Employment
Years

Months

Gross Monthly Income

Previous Employer Information
(All fields are required)

Previous Employer

Length of Employment
Years

Months

Cosigner Information
(Optional)

First Name

Last Name

Socal Security #

Terms of Service Agreement

In order to continue with the application process, you must indicate that you have read and agree to our Terms of Service Agreement. To do this, please select "Yes, I agree to this Terms of Use Policy" from the menu below.

1. INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON- INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

2. Information on this web site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Nichols Media Consultants, Inc., (hereinafter, the "Web Site Provider") may also make improvements and/or changes in the products, services and/or the programs described in this information at any time without notice.

3. Any comments or materials sent to Web Site Provider including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such documents (collectively "Feedback"), shall be deemed to be non-confidential. The Web Site Provider shall have no obligation of any kind with respect to such Feedback and shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the Feedback to others without limitation. Further, Web Site Provider shall be free to use any ideas, concepts, know-how or techniques contained in such Feedback for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such Feedback.

4. Information Web Site Provider publishes on the World Wide Web may contain references or cross references to products, programs and services that are not announced or available in your country. Such references do not imply that Web Site Provider intends to announce such products, programs or services in your country.

5. Web Site Provider makes no representations whatsoever about any other web site, which you may access through this one. When you access a non-Web Site Provider web site, please understand that it is independent from Web Site Provider, and that Web Site Provider has no control over the content on that web site. In addition, a link to a non-Web Site Provider web site does not mean that Web Site Provider endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.
 
6. You also agree that you shall hold the Web Site Provider harmless and that you shall not hold the Web Site Provider liable for any delays in processing a credit review, a loan application form, or other form through this website to the Web Site Provider.

7. The Web Site Provider's services consist of assisting persons in the United States of America who wish to obtain a loan for a vehicle. The Web Site Provider forwards information your provide via this web site and to a motor vehicle dealer or credit bureau for review and possible approval. The Web Site Provider is not nor does it hold itself out to be a motor vehicle dealer, credit counseling service, bank, or other lender. The Web Site Provider cannot and does not guarantee that all applicants will be approved for a vehicle loan.  The Web Site Provider cannot and does not guarantee the terms and conditions of any vehicle loan that you might obtain from the Web Site Provider. You have the sole responsibility to review the proposed terms and conditions of any vehicle loan provided or offered by a motor vehicle dealer or lender, to compare that loan to other loans that may be available from other sources, and to ask the motor vehicle dealer or lender yourself about any question you may have about the proposed terms and conditions of the vehicle loan.

8. Unless otherwise noted, all content appearing on this web site is the property of the Web Site Provider. 
Copyright © Nichols Media Consultants, Inc. 2002. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this web site so long as the document is used for informational purposes only.

9. You agree that you will not hack into, corrupt, or otherwise unlawfully or without permission access the web site with the intention of obtaining information that you are not authorized to view. Such information includes but is not limited to the account information of other users and vehicle loan applicants or any other information set forth in this web site's Privacy Policy that is not otherwise generally accessible to the public. You further agree not to use the web site and any of its related servers or databases for any unlawful activity.

10. Unless otherwise noted, all brand, product, service, and process names appearing on this Web site are trademarks of the Web Site Provider. Unless otherwise, noted, reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by the Web Site Provider.
Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of the Web Site Provider or any third party, except as expressly granted herein.

11. IN NO EVENT WILL WEB SITE PROVIDER BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE, OR ON ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12. This agreement is governed by the laws of the State of South Dakota, United States of America, without regard to conflicts of law provisions thereto. Venue for any dispute brought under this agreement shall be brought exclusively in the state or federal courts sitting in Sioux Falls, South Dakota.

No, I do not agree.
Yes, I agree to this Terms of Service Agreement.

Privacy and Credit Privacy Policy

In order to continue with the application process, you must indicate that you have read our Privacy and Credit Privacy Policy. To do this, please select "Yes, I agree to this Privacy and Credit Privacy Policy" from the menu below.

Privacy and Credit Privacy Policy
			
PLEASE READ THE FOLLOWING BEFORE SUBMITTING ANY PERSONAL INFORMATION TO THE WEB SITE PROVIDER!
			
This Privacy and Credit Privacy Policy (referred to as "Privacy Policy") discloses the privacy practices for the Web Site Provider related to this website and various related services (together referred to as the "site"). The Web Site Provider, the provider of the site (referred to as "us" or "we"), is committed to protecting your privacy online. Please read the information below to learn the following regarding your use of this site.

1. Privacy Policy is Part of Terms of Service. You acknowledge that this Privacy Policy is part of our Terms of Use, and by accessing or using our site, you agree to be bound by all of its terms and conditions. If you do not agree to these terms, please do not access or use this site.

2. Right to Change Privacy Policy. We reserve the right to change this Privacy Policy at any time. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to revisions of this Privacy Policy posted on this Web Site.

3. Your Responsibilities. You acknowledge and agree that it is your responsibility to maintain a valid email address as a registered user, review this site and this Privacy Policy periodically and to be aware of any modifications. Your continued use of the site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by the modified Privacy Policy.

4. Types of Information Collected. In order to better provide you with our numerous services, we collect two types of information about our users: Personally Identifiable Information and Non-Personally Identifiable Information. Our primary goal in collecting information from you is to provide you with a smooth, efficient, and customized experience while using our site.

A. Personally Identifiable Information: This refers to information that lets us know the specifics of who you are. When you engage in certain activities on this site, such as registering for or applying for credit or a vehicle loan application or requesting additional information, filling out a survey, or sending us feedback, we may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to engage in these activities. However, we may ask that you provide us personal information, such as your first and last name, mailing address (including zip code), email address, employer, job data, income, Social Security number, telephone and facsimile numbers, and other personal identifying information. If you do not provide the mandatory information with respect to a particular activity, you may be denied credit, a vehicle loan, or additional information. As to credit determination and vehicle loans, the Web Site Provider will share this Personally Identifiable Information with vehicle lenders and credit bureaus to assist you in possibly obtaining a vehicle loan or other credit. The Web Site Provider cannot and does not make any representations about the privacy polities of such vehicle lenders or credit bureaus.

B. Non-Personally Identifiable Information: This refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you visit on our site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Web Site's Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web. An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks like the Web use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the web, allowing web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet.

5. Collection Methods and Use of Information. We do not collect any Personally Identifiable Information about you unless you voluntarily provide it to us. You provide certain Personally Identifiable Information to us when you (a) register for our services, credit review or apply for a vehicle loan; (b) enter sweepstakes or contests sponsored by us or one of our partners; (c) sign up for special offers from selected third parties; and (d) send email messages, submit forms or transmit other information by telephone or letter. We may also collect information from you at other points on our site that state that such information is being collected.

6. Third Party Information Collection. In addition, we may also collect, or our third party ad server and/or content server may collect, certain Non- Personally Identifiable Information. This information is ultimately stored in the form of store categories, and, in some cases, specific URLs. We use your IP address to diagnose problems with our servers, software, to administer our site and to gather demographic information. Our third party ad servers will also provide us with summary, but not individual, reports that will tell us how many ads were presented and clicked upon at out site.

7. Uses of Personally Identifiable Information. We will primarily use your Personally Identifiable Information to provide our services to you, as required by our agreements with you. We will also use Personally Identifiable Information to enhance the operation of our site, improve our marketing and promotional efforts, statistically analyze site use, improve our product and service offerings, and customize our site's content, layout, and services. We may use Personally Identifiable Information to deliver information to you and to contact you regarding administrative notices. We may also use Personally Identifiable Information to resolve disputes, troubleshoot problems and enforce our agreements with you, including our Site Terms of Use, Sales Terms and Conditions, and this Private Policy.

8. Release of Information. Except as otherwise noted hereto, we do not sell, trade, or rent your Personally Identifiable Information to others. We do provide some of our services through contractual arrangements with affiliate, services providers, partners and other third parties. Our service partners and we use your Personally Identifiable Information to operate our sites and to deliver their services.

9. Cooperation with Law Enforcement and Judicial Authorities. Occasionally we may be required by law enforcement or judicial authorities to provide Personally Identifiable Information to the appropriate governmental authorities. We will disclose Personally Identifiable Information upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful.

10. Other uses of Non-Personally Identifiable Information. We may also provide Non-Personally Identifiable Information about our customers' sales, traffic patterns, and related site information to third party advertisers, but these statistics do not include any Personally Identifiable Information.

11. User Choices on Collection and Use of Information. We may, from time to time, send you email regarding our products and services. Only Nichols Media Consultants, Inc. (or agents working on behalf of Nichols Media Consultants, Inc. and under confidentiality agreements) will send you these direct mailings.

12. Security of Information. At our site you can be assured that your Personally Identifiable Information is secure and consistent with current industry standards. The importance of security for all Personally Identifiable Information associated with our user is of utmost concern to us. Your Personally Identifiable Information is protected in several ways. In addition, your Personally Identifiable Information resides on a secure server that only selected Nichols Media Consultants, Inc. personnel and contractors have access to this information via password. We take steps to protect your Personally Identifiable Information from unauthorized parties from viewing such information when it is transmitted to us.

13. The Internet is Not 100% Secure. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your Personally Identifiable Information, you acknowledge that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this site cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party.

14. Outside Ad Serving Companies. We may use an outside ad serving company to display banner advertisements on our site. As part of their service, they will place a separate cookie on your computer. We will not provide any third-party ad server with any of your Personally Identifiable Information or information about your purchases. We and our third party ad server will collect and use Non-Personally Identifiable Information about you, such as your IP address, browser type, the server your computer is logged onto, the area code and zip code associated with your server and whether you responded to a particular ad. Other advertisers may also place banner ads on our site in the same manner as above, but we will not disclose any Personally Identifiable Information to them.

15. Privacy Policies of Third Party Sites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. Other sites accessible through our site have their own privacy policies and data collection, use and disclosure practices. Please consult each site's privacy policy. We are not responsible for the policies or practices of third parties. Additionally, other companies, which place advertising on our site, may collect information about you when you view or click on their advertising through the use of cookies. We cannot control this collection of information. You should contact these advertisers directly if you have any questions about their use of the information that they collect.

16. Miscellaneous Privacy Issues. You must be at least 18 years old to have our permission to use this site. Our policy is that we do not knowingly collect, use or disclose Personally Identifiable Information about visitors that are under 18 years of age. You should also be aware that when Personally Identifiable Information is voluntarily disclosed (i.e. your name, email address, etc.) in the Web Site's discussion forums or other public areas on this site, that information, along with any information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages from third parties. Such activities are beyond our control and this Privacy Policy does not apply to such information. Please be careful and responsible whenever you're online.

No, I do not agree.
Yes, I agree to this Privacy and Credit Privacy Policy.

Reference

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